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BiQ 360 — Banking P&L Analytics Platform For ✦  Insightful Analytics.

Gain deep P&L intelligence across all banking units. BiQ 360 is built for banks to analyze revenue, cost, and profitability across branches and zones in real time.

biq-360

Why Choose BiQ 360?

Bank-Specific P&L Analytics

Tailored analytics for banking KPIs, products, and branch networks.

Real-Time Financial Insights

Track income, cost, and net profit across branches with live data.

Advanced Cost Optimization

AI-backed suggestions to improve efficiency and reduce leakage.

Seamless Data Integration

Connects with CBS, GL systems, data lakes, and financial tools.

AI & Predictive Analytics

Forecast revenue, detect risk zones, and guide strategic shifts.

User-Friendly Dashboards

Interactive Power BI visuals tailored for banking professionals.

Key Features

Multi-Level P&L Analysis

Analyze profitability by branch, region, and zone. Get consolidated views and drill down into each segment’s cost and revenue performance.

Multi-Level P&L Analysis
Branch Comparison & Benchmarking

Compare branches side by side to spot outliers. Identify leaders and laggards using industry-aligned KPIs for financial productivity.

Branch Comparison & Benchmarking
Variance Analysis

Track actuals vs. plan across GL accounts. Highlight cost spikes or income drops. Strengthen monthly and quarterly forecast models.

Variance Analysis
Expense & Cost Optimization

Examine key cost heads like infra, manpower, admin. Apply AI insights to control cost/income ratios and improve branch efficiency.

Expense & Cost Optimization
Insights & Predictive Analytics

Enhance visibility with forward-looking KPIs. Set smart triggers for anomalies. Improve forecast accuracy with ML-powered models.

Insights & Predictive Analytics

Banking Branch 4P Model

Profit
Profit

Deliver unified GL-based P&L across branches. Track KPIs like NIM, CIR, RoA with structured insights to support strategic decisions.

Productivity
Productivity

Measure productivity through revenue/staff ratios, service cost, and turnaround KPIs. Get automated signals for underperforming units.

Prediction
Prediction

Forecast financial outcomes with NPA risk models, income trend detection, and customer vintage logic for smarter risk mitigation.

Prescriptive
Prescriptive

Receive contextual, AI-driven advice via LLM-powered Q&A, auto alerts, and scenario planning tools that enhance decision accuracy.

What Our Customers Say

Kavita Iyer
Netision offers a high caliber of resources skilled in Microsoft Azure .NET, mobile and Quality Assurance. They became our true business partners over the past three years.
Michael Thompson
Netision powered us with a competent team to develop products for healthcare services. The team has been delivering results within budget and time, which is amazing.
Sophie Dubois
Netision is a highly skilled and uniquely capable firm with multitudes of talent on-board. We have collaborated on a number of diverse projects that have been a great success
Aditya Mehra
We’ve seen measurable improvement in deployment speed and system performance since partnering with Netision. Their cloud expertise is unmatched.
Claire Bennett
Working with Netision has been a game changer. Their proactive support and scalable solutions have accelerated our digital transformation goals.
James O'Connor
Netision delivered a robust analytics platform that exceeded our expectations. Their team understood our requirements thoroughly and executed flawlessly.
Nina Krishnan
Exceptional professionalism and a deep understanding of Azure solutions make Netision a reliable partner in our digital banking initiatives.
Kavita Iyer
Netision offers a high caliber of resources skilled in Microsoft Azure .NET, mobile and Quality Assurance. They became our true business partners over the past three years.
Michael Thompson
Netision powered us with a competent team to develop products for healthcare services. The team has been delivering results within budget and time, which is amazing.
Sophie Dubois
Netision is a highly skilled and uniquely capable firm with multitudes of talent on-board. We have collaborated on a number of diverse projects that have been a great success
Aditya Mehra
We’ve seen measurable improvement in deployment speed and system performance since partnering with Netision. Their cloud expertise is unmatched.
Claire Bennett
Working with Netision has been a game changer. Their proactive support and scalable solutions have accelerated our digital transformation goals.
James O'Connor
Netision delivered a robust analytics platform that exceeded our expectations. Their team understood our requirements thoroughly and executed flawlessly.
Nina Krishnan
Exceptional professionalism and a deep understanding of Azure solutions make Netision a reliable partner in our digital banking initiatives.
Kavita Iyer
Netision offers a high caliber of resources skilled in Microsoft Azure .NET, mobile and Quality Assurance. They became our true business partners over the past three years.
Michael Thompson
Netision powered us with a competent team to develop products for healthcare services. The team has been delivering results within budget and time, which is amazing.
Sophie Dubois
Netision is a highly skilled and uniquely capable firm with multitudes of talent on-board. We have collaborated on a number of diverse projects that have been a great success
Aditya Mehra
We’ve seen measurable improvement in deployment speed and system performance since partnering with Netision. Their cloud expertise is unmatched.
Claire Bennett
Working with Netision has been a game changer. Their proactive support and scalable solutions have accelerated our digital transformation goals.
James O'Connor
Netision delivered a robust analytics platform that exceeded our expectations. Their team understood our requirements thoroughly and executed flawlessly.
Nina Krishnan
Exceptional professionalism and a deep understanding of Azure solutions make Netision a reliable partner in our digital banking initiatives.
Kavita Iyer
Netision offers a high caliber of resources skilled in Microsoft Azure .NET, mobile and Quality Assurance. They became our true business partners over the past three years.
Michael Thompson
Netision powered us with a competent team to develop products for healthcare services. The team has been delivering results within budget and time, which is amazing.
Sophie Dubois
Netision is a highly skilled and uniquely capable firm with multitudes of talent on-board. We have collaborated on a number of diverse projects that have been a great success
Aditya Mehra
We’ve seen measurable improvement in deployment speed and system performance since partnering with Netision. Their cloud expertise is unmatched.
Claire Bennett
Working with Netision has been a game changer. Their proactive support and scalable solutions have accelerated our digital transformation goals.
James O'Connor
Netision delivered a robust analytics platform that exceeded our expectations. Their team understood our requirements thoroughly and executed flawlessly.
Nina Krishnan
Exceptional professionalism and a deep understanding of Azure solutions make Netision a reliable partner in our digital banking initiatives.
Luca Romano
We’ve collaborated with Netision on multiple AI projects. Their technical skill and agile approach helped us launch two major products ahead of schedule.
Emma Johansson
Netision’s team integrates well with ours and consistently delivers high-quality code. Their communication and adaptability are top-notch.
Jack Harris
From day one, Netision added value through their strategic thinking and fast prototyping. They’ve been an invaluable extension of our tech team.
Laura Fischer
We appreciate Netision’s responsiveness and the clarity they bring to complex integrations. Their developers are highly reliable and detail-oriented.
Aman Bhatia
Netision played a key role in building our POS analytics dashboard. Their UI/UX insights and backend performance have helped us scale confidently.
Julia Carter
Their expertise in secure infrastructure and compliance-driven deployment helped us optimize operations across multiple departments with confidence.
Tobias Müller
Netision has been our go-to team for microservice deployments and Azure DevOps automation. Their contribution to our CI/CD pipeline is phenomenal.
Elena Petrova
Thanks to Netision, our data pipelines are now fully automated and resilient. Their analytics implementation has unlocked new revenue insights for us.
Luca Romano
We’ve collaborated with Netision on multiple AI projects. Their technical skill and agile approach helped us launch two major products ahead of schedule.
Emma Johansson
Netision’s team integrates well with ours and consistently delivers high-quality code. Their communication and adaptability are top-notch.
Jack Harris
From day one, Netision added value through their strategic thinking and fast prototyping. They’ve been an invaluable extension of our tech team.
Laura Fischer
We appreciate Netision’s responsiveness and the clarity they bring to complex integrations. Their developers are highly reliable and detail-oriented.
Aman Bhatia
Netision played a key role in building our POS analytics dashboard. Their UI/UX insights and backend performance have helped us scale confidently.
Julia Carter
Their expertise in secure infrastructure and compliance-driven deployment helped us optimize operations across multiple departments with confidence.
Tobias Müller
Netision has been our go-to team for microservice deployments and Azure DevOps automation. Their contribution to our CI/CD pipeline is phenomenal.
Elena Petrova
Thanks to Netision, our data pipelines are now fully automated and resilient. Their analytics implementation has unlocked new revenue insights for us.
Luca Romano
We’ve collaborated with Netision on multiple AI projects. Their technical skill and agile approach helped us launch two major products ahead of schedule.
Emma Johansson
Netision’s team integrates well with ours and consistently delivers high-quality code. Their communication and adaptability are top-notch.
Jack Harris
From day one, Netision added value through their strategic thinking and fast prototyping. They’ve been an invaluable extension of our tech team.
Laura Fischer
We appreciate Netision’s responsiveness and the clarity they bring to complex integrations. Their developers are highly reliable and detail-oriented.
Aman Bhatia
Netision played a key role in building our POS analytics dashboard. Their UI/UX insights and backend performance have helped us scale confidently.
Julia Carter
Their expertise in secure infrastructure and compliance-driven deployment helped us optimize operations across multiple departments with confidence.
Tobias Müller
Netision has been our go-to team for microservice deployments and Azure DevOps automation. Their contribution to our CI/CD pipeline is phenomenal.
Elena Petrova
Thanks to Netision, our data pipelines are now fully automated and resilient. Their analytics implementation has unlocked new revenue insights for us.
Luca Romano
We’ve collaborated with Netision on multiple AI projects. Their technical skill and agile approach helped us launch two major products ahead of schedule.
Emma Johansson
Netision’s team integrates well with ours and consistently delivers high-quality code. Their communication and adaptability are top-notch.
Jack Harris
From day one, Netision added value through their strategic thinking and fast prototyping. They’ve been an invaluable extension of our tech team.
Laura Fischer
We appreciate Netision’s responsiveness and the clarity they bring to complex integrations. Their developers are highly reliable and detail-oriented.
Aman Bhatia
Netision played a key role in building our POS analytics dashboard. Their UI/UX insights and backend performance have helped us scale confidently.
Julia Carter
Their expertise in secure infrastructure and compliance-driven deployment helped us optimize operations across multiple departments with confidence.
Tobias Müller
Netision has been our go-to team for microservice deployments and Azure DevOps automation. Their contribution to our CI/CD pipeline is phenomenal.
Elena Petrova
Thanks to Netision, our data pipelines are now fully automated and resilient. Their analytics implementation has unlocked new revenue insights for us.

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